The WINNING STRATEGY
EM-PAY
http://www.ipcshopping.com
http://www.imal2u.com
http://www.em-pay.com
Journey to Success
Venture International

An International Trading Opportunity Platform
A Global Consumer’s Strategy

2006 EM-PAY & IPC SHOPPING Proudly Present A Profitable Strategy Plan

A Whole New 21st Century Networking Concept

Prosperity within the Network!
In this modern era, efficiency, accessibility and breeze of purchasing are the most important criteria for online business
In this economic vibrant & developing era, Substantial & influential entrepreneurs background and modern concepts are essential
Online business is potentially equipped with opportunities!
It has attracted many small & medium entrepreneurs interests -providing competitive products and services
EM-PAY is an online trading firm, providing various online strategy planning assisting in developing, establishing your business

EM-PAY.COM
Function through online platform
Integration of electronic business services

EM-PAY.COM propose a Simpleyet Synamic& Potentialstrategy
"The more consumed, the more accumulation of points, leading to ultimate fulfilling rebates & incentives"
Ability to attract and integrate into extravagant group of consumers

EM-PAY.COM joint-venture with reputable business partners, providing diversified valuable products
Rebating its profits to loyal consumers
Upon saving on Spending, consumers are given the opportunity to Gain Incomeand to secure Career Opportunity

Our Concept
Clothes, Car, Food, House
Basic necessities in our lives are in a cycle chain
Today you are a supplier
Tomorrow you are a consumer
Within these changing in position, there are also difference in superiority
Only the STRONG survive!
EM-PAY.COM had joint-venture with IPC SHOPPING, which are established with the success of 26countries market
Resolving the market superiority issue
Every members will enjoy the chance of venturing into our e-business platform to attract potential buyers globally
Why do we choose online concept?
Potential and development statistically proven

Global Consumers Population Table

World Region	Population	Population % of World	Internet Usage, Latest Data	% Population	Usage Growth 2000-2005
Africa	915,210,928	14.1 %	23,649,000	2.3 %	423.9 %
Asia	3,667,774,066	56.4 %	364,270,713	35.6 %	218.7 %
Europe	807,289,020	12.4 %	291,600,898	28.5 %	177.5 %
Middle East	190,084,161	2.9 %	18,203,500	1.8 %	454.2 %
North America	331,473,276	5.1 %	227,303,680	22.2 %	110.3 %
Latin America/Caribbean	553,908,632	8.5 %	79,962,809	7.8 %	342.5 %
Oceania/Australia	33,956,977	0.5 %	17,872,707	1.7 %	134.6 %
World Total	6,499,697,060	100.0 %	1,022,863,307	100.0 %	183.4 %

We realized that every country has their own loyalty plan
Consumer loyalty plan on E-Business is rarely established
The potential of E-Business is Boundless!

IPC Shopping Services & EM-Pay Proudly Presents.....

IPC Shopping & EM-Pay Loyalty Programme

Imagine a system so powerful and precisely engineered that you will earn a substantial income just by joining as a member and do nothing else but still earn money. Yes this sounds exactly like a scam but with numerous awards and super branding in our hands, we are not scams but a genuine revolutionary program tailored to suit your daily needs. These are the stuffs in which dreams are made of. And with thousands of new members joining in every day from around the globe, all you have to do to start earning is secure a position in our company, FAST!!!

As per norm of other affiliate marketing companies, they would require you to join as a member in order to enjoy fabulous prices in the products which they offer usually water filters, cosmetics, health products etc. But do you really need those products in the first place. Maybe yes, maybe not. But you still have to buy to start earning commissions. This is where we differ from the rest. Instead of offering you products which you might not need in the first place, we offer an IPC Shopping Discount Card in which you can use with our participating merchants to purchase and get rebate on any products which you need. And with our large list of participating merchants, there would be no problem at all for you to choose. And the best part is that you are not even forced to make a purchase to start earning with IPC but I doubt that you would not.

You see, most of the companies out there are offering you products which are considered luxury, categorized as wants or desire and not what you need. At IPC we realized this problem and the solution is we offer you products which are categorized as needs. That means you will need it monthly if not daily in your life. Let's see, food, shelter, health supplements, recreation, utilities, hand phones, Astro... These are the items which you need in your life. So if we have a chance to provide you with services relating to these items, surely we won't be wasting your time right. Now that I got your attention let's get on to the serious part about making money with IPC.

Membership Plan
Silver Membership
1 Unit
Joining Fees only RM168.00 one time payment.
Return Of Investment RM131,068 to RM262,136
Earn with Plan A, B and D

Gold Membership
3 Units
Joining Fees only RM504.00 one time payment.
Return Of Investment RM393,204 to RM786,408
Earn with Plan A, B, C and D

7 Units
Joining Fees only RM1176.00 one time payment.
Return Of Investment RM917,476 to RM1,834,952
Earn with Plan A, B, C and D

15 Units
Joining Fees only RM2520.00 one time payment.
Return Of Investment RM1,966,020 to RM3,932,040
Earn with Plan A, B, C and D

21 Units
Joining Fees only RM3528.00 one time payment.
Return Of Investment RM2,752,428 to RM5,504,856
Earn with Plan A, B, C and D

Our Products
IPC Discount Card
Every member will get one. Just present this card upon payment from our participating merchants to get discounts. Simple as that. Among our participating merchants are Guardian, Air Asia, MAS Airline, and GSC Cinemas just to name a few. And again if we are able to get cooperation from these 'giant' companies, this stands to prove that we are real and not scam if you are still worrying.

IPC Debit Card
This is a debit card in which you can use anywhere where it is accepted. The difference between a debit card and a credit card is that a debit card is sort of a prepaid card. You top up the value in your card and you can only spend up to that amount. But you don't have to carry too much cash around anymore.

i-Wallet
Now this will revolutionize the way we pay our bills. Instead of queuing up at the payment centres or post offices, all you have to do is make sure you top up enough money in your i-Wallet and pay through your phone. No more queuing, no more traffic jams, no more fighting for parking. Expect services to be available for Astro, Tenaga, water bills, hand phones and more.

4 Residual Income Plan With IPC
Plan A (Referring/Pairing Bonus)
Just refer a friend or family to start earning with IPC immediately. For every unit that you personally refer IPC would pay you RM15.00. Once you have a unit on your left and your right, IPC would pay you a pairing bonus of RM10.00. For every pair of unit you referred, IPC would pay you RM40.00 (15+15+10). Imagine if you could just sponsor 6 units a day, you would earn an extra RM3600 a month and this is possible once we launched as more and more will join as they get more aware of us. Get in fast!!!

Plan B (Do Nothing And Earn Plan)
1 Unit = RM65,528 Return Of Investment
3 Units = RM196,584 Return Of Investment
7 Units = RM458,696 Return Of Investment
How this works is that for every new members who joined after you would be placed below you in our world chart. And this is a very large chart indeed. Each and every one of them would pay you RM4 each till the 13th level below you. The level below you will get bigger as it gets more deep.
Level 1 = 2 members
Level 2 = 4 members
Level 3 = 8 members
Level 4 = 16 members
Level 5 = 32 members
Level 6 = 64 members
Level 7 = 128 members
Level 8 = 256 members
Level 9 = 512 members
Level 10 = 1024 members
Level 11 = 2048 members
Level 12 = 4096 members
Level 13 = 8192 members
Level 14 = 16384 members
Level 15 = 32768 members
By the time you reached your 15th level, a total of 65,534 members would have paid you RM4 each which will brings to a total of RM262,136. All the members to be placed below you would be done automatically by computer and you do not have to look for them yourself. Everything would be done even if you do not even sponsor 1 single person. But in order to receive the full amount of RM262,136, you must refer 2 person to join. If you only managed to refer 1 person, you will only get 75% of the total amount. Let's say that you did not even manage to sponsor 1 single person, you will still get paid, but only 50% of the total amount. So imagine that if you joined with 3 units, you would be in the running to receive back RM393,204 or RM786,408 just by being a member and nothing more. But as more and more new members join, it would take more time to fill the spaces below you so what are you still waiting for?

Plan C (World Pool Bonus)
This is actually a bonus from IPC for members who works their back off recruitting new members. But only Gold members are eligible for this plan. If you joined with 3 units in October, you would get 1 point. Let's say in the same month you referred A who bought 3 units, you get another point, Then again in the same month you referred B who bought 3 units, you get another point. So in October you would have collected 3 points. IPC would take the total sales of units in October, multiply it by RM4 and divide it by the number of points collected by eligible members for that month.
For example the total units sold = 100,000 units
Total points collected = 10,000 points
IPC would pay RM4 each unit = 100,000 X RM4
IPC divide with total points = RM400,000 / 10,000
Total per point = RM40.00/point
So if you have 3 points for this month you would have earned an extra RM120.00

Plan D (They Shop You Earn)
Each time all the members below you no matter who put them there uses their IPC Shopping Services to shop or pay for bills, you will automatically earn 0.1% of their total spending. In fact you will earn from them up to 10 levels deep. Let's say you referred only 2 members and they in return referred 2 members each till the 10th level, you would have 2046 members below you. And if each of them spends an average of RM500 per month for shopping and bills, you would earn an extra RM2,046 per month. Imagine if you got more members or if they shopped more. My Handphone bills only per month is about RM350.00. Imagine....

Earnings
All your earnings with IPC would initially be credited into your online account. You may manage your account by going to http://www.em-pay.com or by clicking on the link below this page. From there you may choose to withdraw your earnings in any of the following methods.
a) Maybank Account : You may transfer all your earnings into your Maybank Account. We currently only accept Maybank.
b) IPC VISA Debit Card : You may transfer all your earnings into your debit card and subsequently use it anywhere which accepts VISA Electron or withdraw money through any ATM which accepts VISA transactions.
c) i-Wallet : You can use your earnings to pay your bills through our i-wallet service using your handphone.
d) Or... use your earnings to buy more units for yourself. You can also use the money in your account to buy activation pin from em-pay.com to register new members under you.
Note : Every time you earn from IPC, we would deduct 5% from your total earnings on each transaction and reserve it in your RP (Reserve Point) section in your account. Once you have accumulated RM138.00, a new unit would be added to your existing unit(s) to create what we call a snowball effect. So as you earn more with IPC, so will your income plan automatically

For more infomation, please refer to link below

Download EM-Pay info